Travel Insurance Options for Solo & Social Female Travelers (2025 Edition)
Smart Coverage for Smart Women Traveling the World
Whether you’re flying solo or taking a much-needed girls’ trip, one thing remains the same: you want to feel safe, supported, and prepared. Unfortunately you never know when something unexpected might come up.
From surprise illnesses abroad to canceled flights or lost luggage, the right travel insurance can turn a potential disaster into a minor hiccup. And for women traveling solo or socially, a great policy offers peace of mind, not just protection.
Let’s take a look at some of your travel insurance options in 2025 that prioritize health, safety, flexibility, and female-focused support.
Why Travel Insurance Is Essential for Women Traveling Now
Travel has opened back up in full force, and more women than ever are embracing solo getaways, bestie trips, and small-group adventures. But traveling smart means having a backup plan.
With the right travel insurance, you’ll have:
- 24/7 help no matter where you are
- Medical protection in unfamiliar places
- Support if your plans change or you need to come home early
- Coverage for activities like hiking, biking, or spa retreats
Travel Insurance Options
1. Berkshire Hathaway Travel Protection
Best For: Women who want speed, flexibility, and solid all-around coverage
- Super fast claims processing (great when you’re managing a delay solo)
- “ExactCare” plan lets you customize what matters most
- Ideal for women booking group trips or handling everything themselves
2. Allianz Global Assistance
Best For: Health-conscious travelers abroad
- Strong medical and evacuation coverage
- 24/7 multilingual assistance (a big deal if you’re navigating care in another language)
- Perfect for spa retreats, wellness vacations, or family visits abroad
3. Travel Guard (AIG)
Best For: Travelers who want extra concierge-level support
- Companion benefit: flies someone to you if you’re hospitalized alone
- Reliable trip protection if you’re coordinating flights with friends
- Offers coverage for delays, missed connections, or even stolen passports
4. World Nomads
Best For: Adventurous women who love exploring
- Covers 200+ activities (surfing, skiing, diving, hiking)
- Can be purchased after departure if your plans shift mid-trip
- Great for solo trekkers and active girls’ trips with a thrill-seeking edge
5. IMG Global Medical Insurance
Best For: Long trips, remote destinations, or working abroad
- Telemedicine access and coverage for mental health
- Ideal for solo sabbaticals or long group trips with flexible itineraries
- Trusted by digital nomads and gap-year travelers
6. Travelex Insurance Services
Best For: Budget-conscious travelers who want solid protection
- Affordable and straightforward
- Covers everything from missed connections to lost bags
- Easy for coordinating with a group (each person can book their own plan)
What Should Women Look for in a Travel Insurance Plan?
Whether you’re on your own or with your crew, make sure your plan includes:
> Emergency medical + evacuation
> Trip delay and interruption protection
> 24/7 emergency assistance (preferably with multilingual support)
> Coverage for pre-existing conditions (if needed)
> Adventure sports or activities coverage
> Reunion coverage (so someone can join you if you’re hospitalized)
Other Suggestions
- Buy early: Some benefits kick in only if you book soon after your trip deposit.
- Check for “cancel for any reason” upgrades if you like having options.
- Download the provider’s app to file claims or reach support fast.
- Save a copy of your policy + emergency numbers in your phone and inbox.
Whether You’re Traveling Solo or with Soul Sisters, You Deserve to Feel Safe
You’re doing something bold. Maybe even brave. Whether you’re heading off on a healing solo escape or planning a laughter-filled girls’ getaway, the right insurance helps you focus on the fun and worry a whole lot less.
Here’s to smart planning and unforgettable trips. You’ve got this. Let’s go!
Below is a personal story shared by someone trusted to highlight the importance of planning ahead and having travel insurance. Thank you to Jennifer C for sharing this with us.
“I just wanted to tell everyone if you are traveling, why traveling with travel insurance and a high limit credit card is a must. My aunt had a full on medical emergency immediately as we pulled into Nassau (we were on a cruise.) The staff literally saved her. She was transfered to the ICU at doctors hospital and just got air lifted via air ambulance to Miami for surgery. To get off the ship was $4k. Ambulance to hospital $3k. ER $3k. Admittance to ICU $50k. All of this had to be paid immediately. Also they couldn’t even schedule the air ambulance until we showed we had a zero balance for the hospital. Which all makes sense. But she is getting reimbursed via her travel insurance thankfully. I will never travel without travel insurance and a high limit card ever again.
It also was a huge help that she literally had a water proof binder in her backpack with all the information you could ever think of. It made plan of care so much smoother. So that is my PSA for the morning.”
